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Time Limitation on Subsidized Loans

If you are a first-time borrower on or after July 1, 2013, there is a limit on the maximum period of time (measured in academic years) that you can receive Direct Subsidized Loans. This limit is measured in total years subsidized loans were received, not dollars borrowed.  New borrowers may not receive Direct Subsidized Loans for more than 150 percent of the published length of their current program.  For example, if you are enrolled in a two-year associate degree program, the maximum period for which you can receive Direct Subsidized Loans is three years (150 percent of 2 years = 3 years).  Degree plans, identifying program lengths, are listed in the Jefferson College Catalog.